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Email: ctrdccb@gmail.com
 
 
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Loans

Agricultures
We are giving Kissan Credit Card (KCC) crop loans to the members of PACSs up to Rs. 70,000.00 at 7.0% p.a., as per land extent and applicable scale of finance. Under this scheme the farmer can draw as per requirement and pay surplus amount in to the account in order to reduce the burden.

We are giving Kissan Credit Card (KCC) crop loans to the members Directly up to Rs. 3,00,000/- at 7.0% p.a., as per land extent and applicable scale of finance and upto Rs.5,00,000/-under other commercial purpose. Under this scheme the farmer can draw as per requirement and pay surplus amount in to the account in order to reduce the burden.

Individual Maximum Borrowing Power (IMBP)

Individual Maximum Borrowing Power (IMBP) of each member (PACS) Rs. 1,00,000/-

For crop loans over and above Rs. 70,000.00 and up to Rs. 5,00,000.00 the farmers can avail loans directly from the Bank at rate of 7.00 p.a.,

Long term Loans

Investment credit Unit cost Period of repayment
Dairy 90000/-
94000/-
5 Years
5 Years
Sheep 37600/- 1+5 Years
Poultry 276900/- 1+7 Years


Minnor Irrigation:-

SPS ( 7.5 HP) 50800/- 9 Years
Boreweell 20600/- 9 Years
Pipelines 52000/- 9 Years
Sericulture 49000/-
71500/-
1 + 6 Years
Mango 38700/- 6 + 6 Years
Tractor 5.5 lakhs to 8.5 lakhs 5 years


Gold Loans
Bank offers Gold loan facility by taking into pledge gold ornaments of concerned at all 31 Branches in all working days.
Per gram Rs 1500/-/- Rs 2000/-
Rate Interest 7% 12%
Period Khariff Rabi 12 Months

Depositor Loan
Secured overdrafts are provided to customer against security of their Fixed deposits of the bank

House Mortgage loans:


House Mortgage loans are sanctioned in Municipal areas and Major panchayatsfor improvement and development of House Property, Investment on profession or for meeting of Major domestic and Medical expenditure Rs.300000/- to Rs.1500000/- @ 13% p.a.


Property Mortgage loans:


Mortgage loans are sanctioned in Municipal areas and major Panchayat limits for any improvement and development of the Property, Investment in any other business and for any other developmental activities Rs.300000/- to Rs.1500000/- @ 13% p.a.


Employee personal loans:


To meet the urgent domestic expenses or medical treatment/Educational expenses of children of the Govt. salaried permanent employees up to Rs.300000/- @ 13% p.a.


Traders loans:


To meet the working capital needs of trading activity and business development of individuals proprietary concerns and firms Rs.50000/- to Rs.300000/- @ 15%.

Deposits Interest Rates
1. Savings Deposits 4.00%
2. 7 To 14 Days 4.00%
3. 15 To 45 Days 6.00%
4. 46 To 90 Days 7.00%
5. 91 To 179 Days 7.50%
6. 180 Days To 1 Year 8.00%
7. 1 Year To 2 Year 9.00%
8. 2 Year To 3 Year 8.50%
9. 3 Years To 5 Years 8.50%
10. 5 Years & Above 8.25%

(0.50% extra for one year and above deposits of senior citizens, PACS, Urban Banks and other Employees societies)

 
What's New?

Avail 6% interest Rebate on prompt repayment of Long term loan instalments with in DUE DATE.

 

Avail ?? interest on crop loans upto Rs.1 lakh on prompt repayment with in DUE DATE.

Avail PAVALAVADDI for croploans from 1 lakh to 3 lakhs on prompt repayment within DUE DATE.
 
 
 
Resources
Reserve Bank of India
NABARD
APCOB
IBA
 
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